PRIVATE CLIENTS
Whether you are looking to take out health and protection insurance, would like the expertise of a broker to review an existing policy, or require continuation of cover from an employer paid scheme, we can help.
advo are a multi-award winning advisory with a truly expert level of knowledge on health and protection policies. Recognised for the quality of advice and ongoing service, we take the time to understand your requirements and clearly communicate the most suitable solutions to protect you and your family.
Our advisory service is free to you as we are paid by your insurer. We maintain excellent relationships with insurers and will negotiate on your behalf to ensure you are getting the best cover possible for the premium you are paying.
Medical Insurance
The benefits of private medical insurance are more pronounced than ever before.
The ability to decide who looks after you, what treatment you receive, which hospital you receive care in and when continues to be of utmost importance as pressure on NHS services continues.
There are a multitude of options from a number of UK insurers.
Our skill is to navigate your choices and select the most suitable cover from the right insurer at the best possible cost.
I believe in providing each and every one of our private clients with a personal hands on service
Sue Smith, Head of Private Clients
International Medical Insurance
When living and working outside the UK Individual international personal medical insurance is essential where care can either be hard to find to the standard needed or extremely expensive.
International medical insurance can give independence from any State healthcare system and fly you to the best place to receive care if this is not available locally.
We can guide you through the local legal complexities and restrictions and the multitude of insurer options to ensure you have dependable cover at competitive premiums. We then provide first class aftercare during the policy year, and assistance at renewal.
Great cover, great service and most importantly peace of mind.
Chris Masters, FPFS, Talking Finances
Travel Insurance
We can arrange single and annual multi-trip travel insurance including over-age, high risk and specialist contracts at competitive rates.
Working with specialist travel insurance provider, Voyager Insurance Services Limited, we can support UK, EEA residents and ex-patriate. advo has chosen to work with Voyager as they can deliver high levels of customer service and claims support together with competitive rates.
Once [advo] intervened real progress was made. I am really grateful for all your attention and work on my case.
Mr Bower, Norwich, Norfolk
Cash Plans
Cash plans are an increasingly popular form of health cover as you do not have to be ill to claim. Helping with the everyday costs of maintaining your health including optical and dental care, therapies, diagnostic tests and consultations.
Whether for a check-up for glasses or physiotherapy a cash plan make everyday unavoidable healthcare costs affordable.
The number of cash plans on the market can be daunting. As independent advisors we have sourced the best all-round option through leading provider Westfield Health.
The client always come first, an approach that has allowed advo to become one of the UK’S largest privately owned advisories.
Colin Boxall, Executive Director
Dental Insurance
Dental cover helps pay for both routine and larger cost unexpected dental treatment.
We only have one set of adult teeth in our lives. As prevention is always better than cure, budgeting for both routine and unexpected events can take the pain out of dental protection.
Our award-winning advice and expertise is ideal for those overseas clients who need that little bit extra care.
Larry Bulmer, advo CEO
Protection Insurance
Nothing in life is certain and that’s why protecting yourself and your family against the unforeseen is so important to so many of us.
Whether you are looking for life insurance to guarantee financial security to loved ones in the event of your death, or income protection should illness or injury prevent you from being able to work, advo are able to help. We are also able to source cover for you and your children to provide financial protection if diagnosed with the more serious illnesses.
Wellness
As well as insurance products, advo are able to source wider wellness services which aren’t commonly available as part of a health insurance plan. These include health assessments to check for any health concerns; home allergy testing kits for adults and children as young as two years old; and menopause plans for women looking for fast access to specialist advice and a personalised care plan.